Rev. 09/2010
| FACTS |
What Does Union State Bank Do With Your Personal Information? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do. |
| What? |
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
- Social Security number
- Income
- Account Balances
- Credit History
- Assets
- Wire Transfer Instructions
When you are no longer our customer, we continue to share your information as described in this
notice.
|
| How? |
All financial companies need to share customers' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers' personal
information; the reasons Union State Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Union State Bank
share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
No |
We don't share |
| For joint marketing with other financial companies |
No |
We don't share |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
No |
We don't share |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| Questions? |
Call 515-462-2161 or go to www.USBIOWA.com/customer.html |
| |
What We Do |
|
| How does Union State Bank
protect my personal
information? |
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect
this information and we limit access to information to those employees for whom
access is appropriate. |
| How does Union State Bank
collect my personal information? |
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Give us your income information
- Provide your mortgage information
- Make a wire transfer
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes - information about your
creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
- Union State Bank has no affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Union State Bank does not share with nonaffiliates so they can market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Union State Bank doesn't jointly market.
|
Privacy Model Disclosure PRIV-MODEL 3/1/2010
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010
|
