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Rev. 09/2010

FACTS
What Does Union State Bank Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number         
  • Income
  • Account Balances
  • Credit History
  • Assets
  • Wire Transfer Instructions


When you are no longer our customer, we continue to share your information as described in this
notice.

How? All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Union State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Union State Bank
share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share
Questions? Call 515-462-2161 or go to www.USBIOWA.com/customer.html
 
What We Do
 
How does Union State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Union State Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Give us your income information
  • Provide your mortgage information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
 
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Union State Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Union State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Union State Bank doesn't jointly market.

Privacy Model Disclosure                                                                                                                                                PRIV-MODEL 3/1/2010
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010

Your privacy is

'key' at USB.

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Accounts insured up to $100,000.

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Copyright © 2010, Union State Bank

201 West Court, Winterset IA 50273 Ph 515.462.2161