Business Checking
All USB checking accounts offer:
- Unlimited check writing
- A monthly statement
- FREE online banking, telebank, bill pay, photo check card or debit card
- Image Checks Returned with Monthly Statement
| Business Checking | Business Analysis |
| This account is for your business if you have a low volume of transactions. | This account is for your business with a high transaction volume or businesses wanting the cash management features of Business Online. |
| Business Plus | Business Money Market |
| Earn a competitive interest rate on your money and have unlimited check writing. Certain restrictions apply. Please check with us to see if you are eligible. | Earn a high interest rate. Limited check writing. |
Compare Your Options
| | Minimum
to Open | Minimum
Balance | Fees | Monthly Fee |
| Business Checking | $100 | $750 minimum daily balance per statement cycle to avoid monthly maintenance fee | If minimum balance is not met, a monthly maintenance fee of $4** will be imposed every statement cycle and $0.15 ** for every debit item | $4** maintenance fee per statement cycle & $0.15** for each debit if balance requirements are not met |
| Business Analysis | $100 | No minimum balance requirement | No minimum balance fee | $5** monthly maintenance fee per statement cycle. Each Deposit $0.15** . Deposited Items: On-US $0.05** Transit $0.05**. Debits $0.15 each. |
| Business Plus | $100 | $1,100 minimum daily balance or $1,400 average daily balance per statement cycle | If minimum balance is not met, a monthly maintenance fee of $7** will be imposed every statement cycle and $0.15 ** for every debit item | $7** maintenance fee per statement cycle & $0.15** for each debit if balance requirements are not met |
| Business Money Market | $100 | $900 minimum daily balance or $1,200 average daily balance per statement cycle | $7** maintenance fee will be charged unless you maintan either a $900 minimum daily balance or $1,200 per statement cycle. A debit fee of $3** will be charged for each debit transaction (withdrawal, check paid, automatic transfer or excess of 6 during a monthly cycle, regardless of balance. | $7** maintenance fee per statement cycle & $0.15** for each debit if balance requirements are not met. $3** per debit transaction over the limit per statement cycle, regardless of balance. |
** Subject to Iowa Sales Tax