Personal Checking
All USB checking accounts offer:
- FREE E-Statements
- FREE online and mobile banking, mobile deposit, telebank, & bill pay
- FREE ATM withdrawals at privileged status ATMs
Secure Advantage Checking | Choice Plus Checking |
Looking for all the extras? This account provides ID theft detection, protection, and restoration from IDTHEFTSMART! | Earn Interest on your account without limiting your check writing! |
Choice Checking | Free Checking |
Enjoy the freedom of a regular checking account and get your check images returned with each statement! | No monthly fee, no minimum balance. |
GO Club | Student Checking |
Fifty-five or older? This is the account for you! Enjoy the best in banking services, travel & social events! | Under the age of 24 and looking for an account to call your own? This is the account for you! |
Compare Your Options
| Debit/ATM Card Fee | Free Checks | Minimum Balance | Overdraft Reserve | Earn Interest | Overdraft Reserve | Overdraft Line of Credit | Monthly Fee |
Secure Advantage Checking | Free | First box FREE | None | $300 | No | $300 | Subject to Approval | $5.45 IDTHEFT fee per statement cycle |
Choice Plus Checking | $1.00/month fee *Free with E-Statment Enrollment | No | $1100 or average daily balance of $1400 | $500 | Yes | $500 | Subject to Approval | $7 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met |
Free Checking | $1.00/month fee *Free with E-Statment Enrollment | No | None | $300 | No | $300 | Not Available | No maintenance fee |
GO Club | FREE | Yes | $500 daily balance | $500 | Yes | $500 | Subject to Approval | $7 maintenance fee per statement cycle & $0.15 for each debit if balance requirements are not met ** For $5.45/month includes IDTHEFT single enrollment $4.45/month for each additional enrollment |
Student Checking | FREE | No | None | $100 | No | $100 | Not Available | No maintenance fee |