Mortgage
USB offers many options to help you buy your next home or refinance your existing home. Maybe you have just enough money for a small down payment, want to save some money with a better rate, or you just want to explore the possibilities! USB is committed to helping your dream come true with quality service and competitive interest rates.
APR, Rate and payment information accurate as of December 20, 2024.
15 YEAR 20 YEAR 30 YEAR
APR: 6.448% 7.163% 6.747%
RATE: 6.25% 7.00% 6.625%
PMT: $1,714.85 $1,550.60 $1,280.62
*15, 20 & 30 Year Conventional Rates - The Annual Percentage Rate (APR) is based on a loan amount of $200,000.00 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payments for a 15 year loan at 6.25% would be 180 payments of $1,714.85 (principal and interest). Monthly payments for a 20 year loan at 7.00% would be 240 payments of $1,550.60 (principal and interest). Monthly payments for a 30 year loan at 6.625% would be 360 payments of $1,280.62 (principal and interest). Rates are not guaranteed until lock-in. Monthly payment does not include taxes and insurance; actual payment will be greater.
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Per SAFE Act (Secure & Fair Enforcement for Mortgage Licensing Act), Union State Bank's MLO (Mortgage Loan Originator) Indentifier Numbers are as follows:
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